我妈欠了网贷，私自还款了不跟我说，现在没钱了要我帮忙还剩下的，我要帮忙么？

我tm无语了，我之前就跟家里说过自己是搞催收的，怎么对付这种小贷公司多的是手段，说不定还能向银监会举报把事搞大点把所有贷款都给免掉
现在表姐找到我说还差支付宝和信用卡的钱
我tm无语了，还款不跟我说，还是宜人贷这种小贷，我有n种方法不用还
还有我个人和家里关系不太好，单亲家庭，对家里没啥感觉
要帮忙还款么
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